We assess your application on a qualifying financial threshold. This is the amount of money that you can earn a week and still qualify for a card. It is specific to your own financial circumstances.
We look at your household income after tax, PRSI and the Universal Social Charge (USC) have been deducted. We also take certain expenses into account.
We will assess your eligibility on the basis of your new circumstances.
Income, savings and assets
The types of income you should include in your application are:
- social welfare payments
- wages (take-home pay, after tax, PRSI and USC)
- income from savings and investments
- maintenance payments
- rental income from family home (for example a sub-let room)
- property other than the family home
You should also include income from royalties or payments under a settlement, covenant or from an estate.
If your only household income is a social welfare payment, you qualify for a medical card and should apply.
Covid-19 Pandemic Unemployment Payment
The Covid-19 Pandemic Unemployment Payment is assessed as employment income in your means test.
You should include the payment in the jobseekers allowance income box on the application form. You do not need to provide any documentation in your application in relation to your Covid-19 Pandemic Unemployment Payment.
Covid-19 Temporary Wage Subsidy Scheme
If you are supported by the Temporary Wage Subsidy Scheme you will continue to receive a payslip from your employer. This income will be means-assessed in your medical card application. Please provide a copy of your last payslip by selecting wages in the income section of the online form.
All allowable expenses, once verified, help to increase the amount that you can earn and still qualify for a card.
The types of allowable expenses you should include in your application are:
- rent payments
- mortgage payments
- childcare costs
- travel to work costs
- maintenance payments
- net cost of private nursing home care
- mortgage protection premium
- life assurance for mortgage protection
Documents you need to include
You need to provide income and expenses documents with your application. These can be photos, scans or photocopies of the original documents. They must show your name and address.
For expenses, you must show proof of current payments dated within the last 3 months.
If you get an illness benefit or maternity leave payment
Some employers are temporarily closed and unavailable due to the Covid-19 crisis. We do not need evidence from employers when an applicant confirms that their employer is temporarily closed and unavailable due to Covid-19. For some applications, we may need to further verify this.
If you are attending school or third level college
Due to school and college closures, the provision of a school of college stamp will not be required for the duration of such closures during the Covid-19 crisis.
How much you can earn and still qualify
Read about your qualifying financial threshold.